Andrew Luck must've been preparing to replace his credit cards, his I.D., his Book of the Month Club card -- everything.
Then when a local good Samaritan stepped in to save the day.
Luck paid it forward a few weeks later with a signed football and a special note for Charles.
The note reads: "Many thanks! You made my life much easier, ha! Thanks for reminding me of the 'kindness of strangers.'"
That kindness saved Luck from what we all know to be the worst feeling ever. Charles deserves some additional Andrew Luck compliments for doing the right thing.